You may be entitled to several forms of money damages after a wreck. The other driver, if they are at fault, may owe you for medical expenses, pain and suffering, lost wages, and more. One often-overlooked area of money damages are those related to transportation. Read on to find out more.
What Are Transportation Money Damages?
You might have taken your ability to get around for granted until the accident. Now, you might be left without a car for a time and consequently need to attend to doctor's appointments and pick up medications. This issue is more than just an inconvenience you have to live with – it's part of what is owed to you. Take a look at some transportation-related money damages that are borne by many accident victims.
Car Rentals – Even if your auto insurance doesn't cover rental cars after an accident, you may still need a car to get around. It can take time for vehicles to be fixed, and many wrecked cars may need to be sent to the junkyard rather than the body shop. If your vehicle is "totaled," you will eventually get a check for its value. Until that time, you can include car rental expenses in the personal property losses you provide to your personal injury lawyer and seek compensation.
Loan Balances – You may have been offered so-called "gap" insurance if you've recently financed a vehicle. Gap insurance helps pay off an auto loan when the loan balance and the appraised value of a vehicle don't sync. For example, if your loan balance is $20,000 but the insurance company will only provide you with $15,750, you may end up owing the loan company the difference. That being said, even if you don't have gap insurance, you can file suit (or, at least, threaten to do so) against the other driver's insurer to force coverage. The same thing goes if your wrecked car was extremely expensive or it was rare or collectible and you are being held to insurance coverage minimums.
Miscellaneous Transportation Expenses – If you are not able to drive a car because of your injuries, you might need to use special transportation. Be sure to keep up with all expenses any time you go to a medical appointment. That includes using public transportation, parking fees, toll fees, and mileage back and forth from your home.
This area of damage won't be the largest but you should never have to pay for needs caused by the careless actions of the other driver. Speak to a personal injury attorney as soon as you can and get started on your case. You can be compensated for the above and much more, but only if you take legal action.
For more information, contact a law firm like Forstman & Cutchen LLP.